Frequently Asked Questions

The buying process in Spain is straightforward – after selecting your property, a reservation contract is signed, followed by a private purchase contract and the final notarial deed (Escritura Pública). Tripinvest ES/UK assists you at every step, including obtaining your NIE number and opening a Spanish bank account.

Yes, foreigners can freely purchase property in Spain. The only requirement is obtaining an NIE number, which we help our clients secure.

In addition to the purchase price, taxes and notary fees apply – typically between 10% and 14% of the property's value.

Yes, you can rent your property either long-term or short-term. For holiday rentals, a tourist licence is required.

We operate exclusively on the Costa Blanca and Costa del Sol, with two offices located in Torrevieja and Calpe, serving the surrounding areas.

Yes, Spanish banks offer mortgages to foreign buyers. Typically, you can finance up to 70% of the property's value when purchasing a home or apartment.

You'll need your passport or ID, NIE number, bank statements from the last 6 months, proof of income, an employment contract or business documents, and a completed mortgage application. Tripinvest ES/UK works directly with banks and helps clients prepare all the required documentation.

The repayment period usually extends up to 25 years, with interest rates starting from 3% annually. The monthly instalment depends on your financial situation, property type, and down payment.

Yes, most banks allow early repayment — either full or partial.

Yes, our team cooperates with leading Spanish banks and financial advisors. We help you obtain the most favourable mortgage terms and handle all the paperwork on your behalf.